Estate & Legacy Planning

At Sphere Private, we provide specialist brokerage and advisory services in high-value life insurance for individuals, families, and their advisers. Our approach combines discretion, technical expertise, and access to leading international insurers—serving elite clients in Dubai, Geneva, Hong Kong, London, Singapore, and China.

Estate & Legacy Planning

Trusted Advisers to Families, Family Offices, and Corporates | Estate & Legacy Planning for HNWI | Sphere Private Dubai, Geneva & More

At Sphere Private, we provide specialist brokerage and advisory services in high-value life insurance for individuals, families, and their advisers. Our approach combines discretion, technical expertise, and access to leading international insurers—serving elite clients in Dubai, Geneva, Hong Kong, London, Singapore, and China.

What We Do
We understand that every client’s journey is unique. We craft bespoke life insurance strategies that align seamlessly with your wealth management objectives, protect your legacy, and provide long-term financial security for you and your loved ones.


Tailored Protection and Liquidity Planning

Life insurance is a key component for wealth preservation, estate liquidity, and intergenerational planning. We advise clients on structuring and sourcing life insurance that aligns with their broader financial and estate planning requirements, including:

Independent Placement and Market Access

We work across the global insurance market to identify suitable carriers, negotiate terms, and secure optimal coverage tailored to each client’s needs. Our role is to act solely in the client’s interest—ensuring transparency, confidentiality, and competitive outcomes.

Advising Family Offices and Corporates

We act as an independent partner to family offices, corporates, and businesses, advising on the use of life insurance in wealth transfer, key-person protection, succession planning, and executive benefit structures.

Our services include:

Whether supporting a single-family office, a multi-generational enterprise, or a corporate group, our advice is objective, discreet, and strategically aligned with your long-term objectives.


Why Choose Sphere Private for Estate & Legacy Planning?

Your ChallengeSphere Private SolutionGlobal Locations Served
Tax Liquidity ShortfallsEstate-focused life insurance fundingDubai, Geneva, Hong Kong
Business Succession RisksKey-person & shareholder protection policiesLondon, Singapore, China
Cross-Border ComplexityMulti-jurisdictional structuring & placementAll target cities
Premium OptimizationFinancing, IUL/UL, and jumbo policy expertiseDubai, Geneva, London, Singapore

Secure Your Legacy Today
Contact Sphere Private for a confidential consultation on estate & legacy planning tailored to your global needs.